Whenever we report speech, we usually change the verb ‘one step backwards’. Present continuous becomes past continuous: Here’s a list of tense changes from direct to reported speech: Present Simple → Past Simple Direct Speech: I eat a lot …

1. There's not much we can do! Um...unless I use yours. これ以上何も出来ることはないわ！ ん〜 あなたの（保険を）使う事以外にね。Unless = except if で覚える。「B unless A = Aで"無い"限り、Bである」